Category: Retirement planning
How to retire happy, find out with retirement planning goals
Are you prepared for retirement living at 100?
Most of us spend years worrying about the things that could shorten our lives. We try to eat a little better, exercise a little more, and listen to our doctors when they tell us to cut back on the foods we enjoy the most. At some point during retirement, however, a completely different question begins… Read more
How Retirement Will Change Over the Next 20 Years
If you had retired in 1985 and somehow awakened in today’s world, you might wonder if you had stepped into the pages of a science fiction novel. People carry powerful computers in their pockets. Families scattered across the country gather around a screen for birthday celebrations. Groceries arrive at the front door with the touch… Read more
Why Working After Retirement Is Becoming the New Normal
Ask someone in 1985 what retirement looked like, and the answer would have been predictable. Leave work on Friday, collect a pension, play golf, spoil the grandchildren, and never punch a time clock again. Fast forward to today, and that picture is fading quickly. Millions of retirees are discovering that working after retirement is not… Read more
How AI Can Help Retirees Make Better Financial, Health, and Life Decisions
When I mention artificial intelligence to friends my age, I usually get one of two reactions. The first is excitement. The second is a look that says, “Great, another thing I have to learn.” I understand both reactions. Retirement is supposed to simplify life. Nobody dreams of leaving the workforce just to spend hours figuring… Read more
The Hidden Retirement Crisis Facing Millions of Women Caregivers
If someone asked me to name the biggest threat to a comfortable retirement, they might expect me to mention inflation, stock market crashes, rising healthcare costs, or taxes. Those are all worthy answers. Yet one of the most expensive retirement crisis often goes unnoticed until the damage has already been done. That risk is caregiving.… Read more
Los mejores estados para vivir para jubilados – Considerando el cambio climático
Where Future Retirees May Find Safety, Comfort, and Stability When I talk with retirees about where they want to spend the next chapter of their lives, the conversation usually revolves around taxes, housing costs, healthcare, and proximity to grandchildren. Climate change rarely makes the top five. That may be a mistake. The retirement decisions Americans… Read more
The Unexpected Perks of Retirement That Nobody Mentioned
Retirement advice usually sounds serious. Save more. Spend less. Watch your withdrawal rate. Eat kale. Walk daily. Try not to panic when the market drops 20 percent in a week. I have written plenty of that myself. It matters to most people. But there is another side to retirement that rarely gets the spotlight. It… Read more
The Retirement Boredom Trap – How You Can Escape It
Retirement is supposed to be the reward at the end of decades of work. For years we imagine waking up without an alarm clock, drinking coffee slowly, and finally having the freedom to do whatever we want. Then something unexpected happens, call it the retirement boredom trap. About six months into retirement, many people begin… Read more
Real Cost of Long-Term Care in Retirement and How to Prepare Financially
If there is one topic retirees love to avoid, it is long term care. I get it. It is not exactly dinner table conversation. Most of us would rather talk about travel plans, grandchildren, or which beach chair is best for an afternoon nap. But long-term care is one of the biggest financial risks in… Read more
Why Some Couples Struggle After Retirement and How to Fix It
Retirement should feel like a long vacation with your favorite person. No alarm clocks. No commutes. No office politics. Just freedom. And yet, some couples struggle after retirement for some reason. Yet I have seen, and personally experienced in moments, that retirement can quietly strain even strong marriages. The shift from structured work life to… Read more