Category: Retirement planning
How to retire happy, find out with retirement planning goals
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The Unexpected Perks of Retirement That Nobody Mentioned
Retirement advice usually sounds serious. Save more. Spend less. Watch your withdrawal rate. Eat kale. Walk daily. Try not to panic when the market drops 20 percent in a week. I have written plenty of that myself. It matters to most people. But there is another side to retirement that rarely gets the spotlight. It Read more
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The Retirement Boredom Trap – How You Can Escape It
Retirement is supposed to be the reward at the end of decades of work. For years we imagine waking up without an alarm clock, drinking coffee slowly, and finally having the freedom to do whatever we want. Then something unexpected happens, call it the retirement boredom trap. About six months into retirement, many people begin Read more
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Real Cost of Long-Term Care in Retirement and How to Prepare Financially
If there is one topic retirees love to avoid, it is long term care. I get it. It is not exactly dinner table conversation. Most of us would rather talk about travel plans, grandchildren, or which beach chair is best for an afternoon nap. But long-term care is one of the biggest financial risks in Read more
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Why Some Couples Struggle After Retirement and How to Fix It
Retirement should feel like a long vacation with your favorite person. No alarm clocks. No commutes. No office politics. Just freedom. And yet, some couples struggle after retirement for some reason. Yet I have seen, and personally experienced in moments, that retirement can quietly strain even strong marriages. The shift from structured work life to Read more
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How to Find Your Purpose in Retirement Before You Leave Your Career
Retirement planning advice usually focuses on money. Build the portfolio. Reduce debt. Optimize Social Security. Control taxes. I have written about all of that, and it matters. But after years of studying retirement, psychology, and health research, I have come to a simple conclusion. If you retire without a clear purpose that inspires you, your Read more
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Try a Six Month Trial Retirement for Best Results
Retirement is often sold as a single, dramatic moment. One day you’re answering emails and setting alarms, the next day you’re sipping coffee at 10 a.m. in your pajamas wondering why everyone else looks so rushed. That image is appealing, no doubt about it. But after years of working with retirees and living through parts Read more
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The 10 Most Important Questions to Ask Yourself Before Retiring
Retirement has a funny way of sneaking up on us. One minute we’re counting down vacation days, the next minute we’re staring at a calendar with absolutely nothing circled in red. When I first started thinking seriously about retirement, I assumed the biggest questions would be financial. How much money do I need, will it Read more
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How to Reinvent Yourself After Retirement
Reinventing Yourself After Retirement: A New Chapter, A New You Retirement is often seen as the grand finale—the long-awaited golden years of rest and relaxation. But for many, it can also bring uncertainty, boredom, or even a sense of loss. The structure of a career, the social connections made at work, and the daily sense Read more
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Retirement conundrum – what to do when I retire?
Most people spend their entire lives making money, which of course is needed to survive and have the things we want in life such as a house, nice car, etc. and to pay for raising our kids. But the entire time we are working, our minds are occupied with the thought of the next Read more
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Are you retiring before or after your spouse?
Another thing to consider is if you are married, or living together as a couple, have you thought about who might retire first? How does the other person feel about that? For most couples it isn’t practical or convenient to retire at the same time, or even the same year in most cases, unless you Read more