Author: eucmmmmy
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When Money is the Obsession in Retirement
When I first retired, I thought money would be the star of the show. After all, it’s what we all spend decades chasing, saving, and worrying about. It’s easy to think that retirement is just a long financial balancing act between making your nest egg last and keeping inflation from eating it alive. But somewhere Read more
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What Scott Galloway Can Teach Us About True Financial Security in Retirement
Every so often, a book comes along that doesn’t just give financial advice, it redefines the way we think about money, time, and security. Scott Galloway’s The Algebra of Wealth: A Simple Formula for Financial Security is one of those books. It’s not a typical “get-rich-quick” manual, and it doesn’t try to sell you the Read more
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Living Simply in Retirement: How to Crush it
Somewhere between paying off the last mortgage bill and the first day I didn’t have to set an alarm clock, I realized that retirement wasn’t just a financial transition, it was a lifestyle one. I used to think living simply meant giving things up. Turns out, it’s not about having less, it’s about making room Read more
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The Best Decisions People Make in Retirement
I’ve noticed something interesting about retirement: it’s one of those times in life when hindsight becomes crystal clear. After a few years, many retirees can look back and say, “That was one of the smartest things I ever did,” or, on the flip side, “I wish I’d thought that through a little better.” Today, I Read more
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The Best Second Careers in Retirement: Finding Purpose
Upon retiring, I had this romantic vision of sipping coffee on the porch every morning, watching the sunrise, and not having a single care in the world. For about three weeks, that was absolutely bliss. Then reality hit. The days felt longer than ever, my sense of purpose started slipping, and I realized that I Read more
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RMDs Made Simple: How to Take Withdrawals Without Tax Surprises
When I first retired, I remember staring at my IRA statement one morning with my coffee in hand, thinking, “So now that I’ve saved all this, do I finally just get to relax and let it grow?” A few weeks later, my financial advisor smiled politely and said, “Not exactly, William. The IRS will want Read more
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The Best Hobbies for Retirees now
When I first retired, I thought hobbies were something people did just to fill time between naps and doctor’s appointments. I was wrong, very wrong. What I didn’t realize back then was that hobbies can be the spark that keeps your retirement vibrant, meaningful, and full of laughter. In fact, finding the right hobby might Read more
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The Medicare 2026 landscape: Big Changes are Coming
I always like to start with the broad strokes before we dig into the weeds. Here’s the overview of major changes coming to Medicare in 2026 (and yes, weeds are coming, so bring your magnifying glass): Let’s take them one by one, and then I’ll give you my best strategies for navigating them without losing Read more
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How to Build Retirement Income Buckets That Survive Market Crashes
When I first heard about the “bucket approach” to retirement income planning, I pictured myself sitting at the beach, a cold drink in one hand and a bright plastic bucket in the other. It sounded like something kids used to build sandcastles, not something to help me survive 30 years of retirement without going broke. Read more
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Avoiding the Biggest Retirement Regrets: A Candid Look at Life After Work
When I first retired, I thought I’d hit the jackpot. No more Monday alarms, no more meetings that could’ve been emails, and no more pretending to care about office birthday cake. I could finally do what I wanted, when I wanted. But as the weeks turned into months, I began to notice something odd. Every Read more