Author: eucmmmmy
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529 Plan to Roth IRA: What Parents Need to Know in 2025
I learned something recently that really made me want to tell everybody I know, the fact that the government now allows people with a 529 plan for their child to transfer the money into a Roth IRA account for their beneficiary! Of course, there are some caveats… If you haven’t come across it before, a… Read more
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The Emotional Side of Money: Coping with Financial Stress
When I was working, money stress usually came in the form of “Do I have enough to cover the mortgage, the kids’ college, and maybe a decent vacation without selling a kidney?” Retirement, however, brings a new flavor of financial stress. Suddenly, the paycheck stops, and the pot of money you worked so hard to… Read more
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Amazing Accomplishments in Retirement: Inspiring Stories That Prove It’s Never Too Late
When I first retired, I thought the highlight of my day might be putting together an Ikea bookshelf, or maybe figuring out how to configure my new router. But the more I looked around, the more I realized something important: retirement isn’t just the end of the road, it’s often the start of some of… Read more
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Seven Smart Steps to Take Now to Prepare for the Next Market Downturn
Every time the headlines start yelling about “the worst day since…” I picture two versions of retired me. One version panics, refreshes the portfolio app, and wonders if I should sell everything and hide under the bed with a jar of peanut butter. The other version sips coffee, nods, and goes for a walk because… Read more
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Find a Roommate in Retirement: A Complete Senior Home-Sharing Guide
I have a confession to make. For years I walked past a quiet spare bedroom and treated it like a museum. The door stayed mostly closed, the bed looked perfect, and the room produced exactly zero dollars. At the same time, I watched utilities creep up, groceries cost more, and the house feel a little… Read more
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Why Retiring in Florida Isn’t Always Paradise: Hidden Downsides
When most people think about retirement, Florida is the first state that comes to mind. Palm trees, sandy beaches, year-round sunshine, and endless golf courses all paint a picture that looks like paradise. For decades, it has been the unofficial capital of retirement. But here’s the truth I’ve come to realize: retiring in Florida isn’t… Read more
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What Retirees Are Worried About in 2025 (And How to Plan Smarter)
Every new year brings its own set of worries, hopes, and unexpected surprises, but 2025 feels like one of those years where everything is shifting all at once. The economy is sending mixed signals, technology is changing faster than ever, and the average retiree, or soon-to-be retiree, has more questions than answers about what the… Read more
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The Truth About Herbal Supplements and Your Liver in Retirement
When I first retired, I thought I’d finally be able to slow down, relax, and maybe take better care of my health. No more stress from work deadlines, no more takeout dinners at 9 p.m., and no more skipping doctor’s appointments. Like many retirees, I started exploring vitamins, herbal remedies, and supplements. After all, if… Read more
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Freelancing after 60: Cashing in the right way
When I left the 9-to-5 world, I thought I was finished with deadlines forever. I imagined mornings with coffee on the porch, leisurely walks, maybe an afternoon nap or two. And yes, I’ve had those moments. But let’s be honest, sometimes they get a little… well, boring. There are only so many times you can… Read more
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Inflation-Proof Your Retirement: Strategies for a Long Life
Remember when a cup of coffee cost fifty cents and a movie ticket was under two bucks? Yeah… me neither, at least not recently. Inflation has a sneaky way of creeping up over the years, so slow at first you barely notice, then suddenly your grocery bill looks like the national debt. This is how… Read more