Author: eucmmmmy
-
Warning – Dangerous Hobbies to Avoid in Retirement
Let’s dig into a topic that doesn’t get talked about enough. Retirement is supposed to be about freedom, joy, and finally having time for the things we love. But not every hobby is as harmless or fulfilling as it looks on the surface. Some can quietly drain your savings, stress your body, or mess with Read more
-
Why Retirees Should Care About Treasury Bonds – The Truth
If you had told me years ago that U.S. Treasury bonds would become dinner table conversation, I would have laughed and gone back to worrying about my golf swing. Treasury bonds were supposed to be boring, dependable, and about as exciting as beige wallpaper. Lately, though, they have been acting more like a caffeinated squirrel, Read more
-
What’s Going On With Social Security Right Now?
Let’s start with the basics: Social Security isn’t breaking tomorrow, but it is definitely acting its age. In 2026, retirees are seeing a cost-of-living adjustment (COLA) of about 2.8 percent, which means your monthly check is a bit bigger than last year, roughly $56 more on average, depending on your benefit amount. That’s helpful, though Read more
-
The New Age of Longevity: Live Longer, Live Better, or Just Live Longer?
If someone had told me 20 years ago that we’d be talking about longevity as if it’s the latest smartphone app with new features every week, I might have laughed and said, “Great, can it make coffee too?” Yet here we are. The science of living longer isn’t just a fringe topic for tech billionaires Read more
-
The 10 Most Important Questions to Ask Yourself Before Retiring
Retirement has a funny way of sneaking up on us. One minute we’re counting down vacation days, the next minute we’re staring at a calendar with absolutely nothing circled in red. When I first started thinking seriously about retirement, I assumed the biggest questions would be financial. How much money do I need, will it Read more
-
The Retirement Reality Check: How Prepared Are People 60+?
Let’s start with the numbers, because cold hard facts are like kale smoothies, tough to swallow, but ultimately good for you. According to data from recent Federal Reserve research, about 88 percent of Americans aged 60 and over have some retirement savings, which sounds reassuring at first glance. But here’s the twist: only 51 percent Read more
-
When Retirement Gets Stuck in the “Good Old Days”
I’ll be the first to admit it, nostalgia is comforting. There is something soothing about remembering a time when gas was cheap, phones were attached to walls, and nobody expected you to learn a new app just to read a restaurant menu. In retirement, memories can feel like old friends, always available, never judgmental, and Read more
-
The Sneaky Costs of Retirement No One Warns You About
When I first started writing about retirement, I assumed most people worried about the big obvious things. Housing, healthcare, food, taxes, maybe the occasional vacation if the budget allowed. Those are the headline expenses, the ones everyone talks about. What surprised me, and what continues to surprise many retirees I hear from, are the unexpected Read more
-
How Retirees Can Legally Lower Federal Taxes in Retirement
When I first retired, I naively assumed my tax days were behind me. After all, I wasn’t earning a paycheck anymore, my briefcase was collecting dust, and my alarm clock had officially been fired. Surely Uncle Sam would leave me alone now, right? Safe withdrawal for tax purposes are important, but there’s more. What I Read more
-
The Biggest Retirement Myths Revealed – Don’t Fall for Them
If retirement came with a warranty, the fine print would probably say, “Results may vary wildly from expectations.” Before I retired, I carried around a tidy little bundle of assumptions about what life would look like once the alarm clock stopped yelling at me. Some of those assumptions came from coworkers, some from financial ads Read more