Author: eucmmmmy
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The Best Decisions People Make in Retirement
I’ve noticed something interesting about retirement: it’s one of those times in life when hindsight becomes crystal clear. After a few years, many retirees can look back and say, “That was one of the smartest things I ever did,” or, on the flip side, “I wish I’d thought that through a little better.” Today, I… Read more
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The Best Second Careers in Retirement: Finding Purpose
Upon retiring, I had this romantic vision of sipping coffee on the porch every morning, watching the sunrise, and not having a single care in the world. For about three weeks, that was absolutely bliss. Then reality hit. The days felt longer than ever, my sense of purpose started slipping, and I realized that I… Read more
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RMDs Made Simple: How to Take Withdrawals Without Tax Surprises
When I first retired, I remember staring at my IRA statement one morning with my coffee in hand, thinking, “So now that I’ve saved all this, do I finally just get to relax and let it grow?” A few weeks later, my financial advisor smiled politely and said, “Not exactly, William. The IRS will want… Read more
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The Best Hobbies for Retirees now
When I first retired, I thought hobbies were something people did just to fill time between naps and doctor’s appointments. I was wrong, very wrong. What I didn’t realize back then was that hobbies can be the spark that keeps your retirement vibrant, meaningful, and full of laughter. In fact, finding the right hobby might… Read more
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The Medicare 2026 landscape: Big Changes are Coming
I always like to start with the broad strokes before we dig into the weeds. Here’s the overview of major changes coming to Medicare in 2026 (and yes, weeds are coming, so bring your magnifying glass): Let’s take them one by one, and then I’ll give you my best strategies for navigating them without losing… Read more
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How to Build Retirement Income Buckets That Survive Market Crashes
When I first heard about the “bucket approach” to retirement income planning, I pictured myself sitting at the beach, a cold drink in one hand and a bright plastic bucket in the other. It sounded like something kids used to build sandcastles, not something to help me survive 30 years of retirement without going broke.… Read more
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Avoiding the Biggest Retirement Regrets: A Candid Look at Life After Work
When I first retired, I thought I’d hit the jackpot. No more Monday alarms, no more meetings that could’ve been emails, and no more pretending to care about office birthday cake. I could finally do what I wanted, when I wanted. But as the weeks turned into months, I began to notice something odd. Every… Read more
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DIY Investing in Retirement: The Pros, Cons, and Real Truths You Need to Know
I’ve always believed that retirement should be about freedom—the freedom to sleep past sunrise, wear socks that don’t match, and, for many of us, finally take charge of our money without someone in a suit telling us what to do. That’s where DIY investing comes in. On paper, it sounds empowering. “Do it yourself,” the… Read more
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How to Make New Friends in Retirement
When I first retired, I’ll admit, I had this funny idea that my calendar would suddenly be filled with events, neighborhood barbecues, and long conversations at coffee shops with new friends. The reality, though, was different. After a few months of enjoying the freedom, I found myself wondering, “Where did everybody go?” It turns out… Read more
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Boosting Brain Health in Retirement: Tips for Memory, Focus, and Joy
When most of us first think about retirement, our minds go straight to financial spreadsheets, travel plans, and maybe a little extra time on the golf course. Most of us don’t think nearly enough about our brain. Funny how we assume our minds will just keep chugging along like an old reliable pickup truck, even… Read more