Tag: retirement planning
-
Unlocking New Skills in Retirement: Because Learning Doesn’t Retire When We Do
I always thought that when I finally retired, I’d just be content to relax with a good book, sip coffee (or a beer) on the porch, and maybe take up gardening or some other peaceful hobby. But after the first few months of doing, well, nothing too mentally demanding, I started to feel a little… Read more
-
Retirement Finance Secrets: Finding Financial Opportunities in a Recession
I know what you’re thinking, “in a recession? That sounds like a financial disaster, not an opportunity!” And trust me, I get it. When the economy starts to wobble like a toddler learning to walk, it’s natural to feel a little nervous about your retirement savings. But here’s the thing: recessions, while nerve-wracking, can actually… Read more
-
Estate Planning in Retirement: Protecting Your Legacy Matters
Ah, estate planning. Not exactly the most thrilling topic to chat about over a cup of coffee, but trust me—this is one conversation you’ll be glad you had. I like to think of it as the final act in the great play of life, and if you don’t direct it properly, you might end up… Read more
-
The 4% Rule Explained: How to Safely Withdraw Retirement Income Without Running Out of Money
Retirement can be an exciting time, but it also comes with a big question: how do I make sure my savings last? It’s scary enough that we don’t understand all of the machinations of how our economy works, right? Thats where the four percent rule comes in. It’s one of the most widely discussed strategies… Read more
-
Downsizing in Retirement: Is It the Right Move for You?
Downsizing in retirement is a big decision, and it’s not always an easy one. After years of building a home and filling it with memories, the thought of moving to a smaller space can be overwhelming. But it can also be liberating—lower expenses, less maintenance, and even a fresh start in a new location. Don’t… Read more
-
Finding Motivation in Retirement: How to Stay Inspired Every Day
Retirement is supposed to be a time of freedom, relaxation, and enjoyment. After decades of working hard, I finally had the time to do whatever I wanted. But once the initial excitement faded, I found myself struggling with something unexpected: motivation. Without the structure of work, my days started feeling empty, and I realized I… Read more
-
Preparing for a Recession: Financial Survival Guide for Retirees
As a retiree, I’ve often found myself pondering how economic downturns might impact my financial well-being. Lately, after watching some financial news and listening to the experts, it’s become clear that we may be headed for a downturn very soon in this country. While recessions are a natural part of economic cycles, they can pose… Read more
-
Are you a workaholic? Retirement will not be an easy transition
Most people I know can’t wait to retire – the ones that haven’t already retired, that is. But there are some that refuse to even consider letting go of their career, working many years longer than their spouses and friends. We call these people workaholics, usually. Is that a bad thing? After all, if you’re… Read more
-
Essential Retirement Financial Planning Checklist – Guide to More Money
Retirement is a significant life milestone that requires careful financial planning. Ensuring financial security in your “golden years” means understanding savings strategies, investment options, and smart budgeting techniques. Whether you’re approaching retirement or still have years ahead, creating a solid financial plan will allow you to maintain your desired lifestyle without financial stress. The sooner… Read more
-
Retirement – The Unexpected Benefits of Aging: Learn the truth
It’s been said that aging is one of the most difficult and scary times of peoples lives, mostly because it’s an unknown and we humans are always scared of the unknown. However, it doesn’t have to be that way, and in fact many retirees find that there is a certain amount of freedom that comes… Read more