Tag: financial advice in retirement
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Paying Off Your Mortgage in Retirement? A Costly Mistake

I know this idea might feel uncomfortable at first. For decades, we’ve been told that a paid-off home is the ultimate financial goal. No debt, no payments, total peace of mind. It sounds perfect. I used to believe that too. But once I dug into the numbers, the psychology, and how retirement actually works in Read more
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How to Create a Personal Pension with Bonds and TIPS in Retirement

When I talk with retirees, one theme comes up again and again. Many people miss the old pension plans. Those steady monthly checks gave people a sense of security that is hard to replicate with a pile of investments. Today most retirees rely on Social Security and a portfolio. The problem is that a portfolio Read more
