Latest Posts
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Why Married Couples Need Financial Honesty More Than Ever in Retirement
Retirement has a funny way of shining a very bright light into corners we didn’t spend much time looking at while we were working. Some of those corners are emotional, some are psychological, and some are purely financial. And if there is one place where retirement absolutely refuses to tolerate secrets, it is money. Learn
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How Retirement Calculators Really Help You Know If You’re Ready to Retire
I’ll be honest, the first time I used a retirement calculator, I was hoping it would pat me on the head, tell me I was doing great, and confirm that I could retire immediately and live happily ever after. Instead, it gave me a number that made me blink twice and check if I had
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How Practicing Gratitude in Retirement Can Quietly Change Your Life for the Better
When you first hear someone say, “Just be grateful,” do you have the same reaction most adults have? Maybe you roll your eyes and think, Great, another Hallmark card pretending to be life advice. Gratitude sounds nice, but also vague, passive, and slightly unrealistic, especially for people navigating retirement with all its surprises, financial worries,
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Things No One Warned Me About Retirement
The Unexpected Surprises of Retired Life Nobody Talks About When I was working, I used to daydream about retirement the way people daydream about winning the lottery. I imagined long mornings with coffee, zero stress, plenty of travel, and finally having time to do all the things I “never had time for.” It sounded like
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Your 2026 Financial Plan: December Decisions Matter More Than Ever!
Look, I get it. You’re probably eyeing that last slice of pumpkin pie and thinking about whether you really need to watch another holiday movie, not contemplating your investment portfolio. But here’s the thing: the final days of 2025 might be the most important financial moments of your year. Make your 2026 financial plan before
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Hidden Trap of Wanting: Not Knowing Why You Desire Something
Todays post is admittedly a little of the track from my “usual” posts – if there is such a thing. This is a concept that many people will no doubt say that it doesn’t apply to them in the least. After all, I know what I want out of life, and always have. But underneath
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Why Strong Relationships Matter More Than Wealth in Retirement
When most of us imagine a “good retirement,” we tend to picture a comfortable nest egg, decent health, and maybe a beach somewhere that doesn’t require snow tires. I certainly did. For years, I thought retirement happiness was mostly about having enough money and not running out of it. Relationships felt like a nice bonus,
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Why Retirement Can Be a Challenge for Americans
If retirement were simply about money, most of us would have figured it out by now. Save enough, invest wisely, stop working, and enjoy the fruits of decades of labor. Simple, right? Yet time and again, I hear from retirees who are financially “fine” on paper but deeply uncomfortable in practice. They feel restless, anxious,
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Robo-Advisors: Can a Computer Really Manage My Retirement Money?
I still remember the first time I heard the term “robo-advisor.” My immediate mental image was a shiny robot in a tie, sitting behind a mahogany desk, tapping away at a keyboard while judging my questionable investment decisions. Thankfully, the reality is much less sci-fi and far more practical. A robo-advisor is simply a technology-driven
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How to Save Money at Christmas – Holiday Gifts Without Looking Cheap
There was a time, back when I was working and thought nothing of it, when December meant one thing financially, mild panic wrapped in tinsel. Credit cards came out, budgets went out the window, and I convinced myself that love was best expressed through receipts long enough to qualify as short stories. Retirement, thankfully, has