Category: Retirement
Retirement can be the best time of your life
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The New Age of Longevity: Live Longer, Live Better, or Just Live Longer?
If someone had told me 20 years ago that we’d be talking about longevity as if it’s the latest smartphone app with new features every week, I might have laughed and said, “Great, can it make coffee too?” Yet here we are. The science of living longer isn’t just a fringe topic for tech billionaires Read more
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The 10 Most Important Questions to Ask Yourself Before Retiring
Retirement has a funny way of sneaking up on us. One minute we’re counting down vacation days, the next minute we’re staring at a calendar with absolutely nothing circled in red. When I first started thinking seriously about retirement, I assumed the biggest questions would be financial. How much money do I need, will it Read more
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The Retirement Reality Check: How Prepared Are People 60+?
Let’s start with the numbers, because cold hard facts are like kale smoothies, tough to swallow, but ultimately good for you. According to data from recent Federal Reserve research, about 88 percent of Americans aged 60 and over have some retirement savings, which sounds reassuring at first glance. But here’s the twist: only 51 percent Read more
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When Retirement Gets Stuck in the “Good Old Days”
I’ll be the first to admit it, nostalgia is comforting. There is something soothing about remembering a time when gas was cheap, phones were attached to walls, and nobody expected you to learn a new app just to read a restaurant menu. In retirement, memories can feel like old friends, always available, never judgmental, and Read more
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The Sneaky Costs of Retirement No One Warns You About
When I first started writing about retirement, I assumed most people worried about the big obvious things. Housing, healthcare, food, taxes, maybe the occasional vacation if the budget allowed. Those are the headline expenses, the ones everyone talks about. What surprised me, and what continues to surprise many retirees I hear from, are the unexpected Read more
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How Retirees Can Legally Lower Federal Taxes in Retirement
When I first retired, I naively assumed my tax days were behind me. After all, I wasn’t earning a paycheck anymore, my briefcase was collecting dust, and my alarm clock had officially been fired. Surely Uncle Sam would leave me alone now, right? Safe withdrawal for tax purposes are important, but there’s more. What I Read more
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The Biggest Retirement Myths Revealed – Don’t Fall for Them
If retirement came with a warranty, the fine print would probably say, “Results may vary wildly from expectations.” Before I retired, I carried around a tidy little bundle of assumptions about what life would look like once the alarm clock stopped yelling at me. Some of those assumptions came from coworkers, some from financial ads Read more
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Why Married Couples Need Financial Honesty More Than Ever in Retirement
Retirement has a funny way of shining a very bright light into corners we didn’t spend much time looking at while we were working. Some of those corners are emotional, some are psychological, and some are purely financial. And if there is one place where retirement absolutely refuses to tolerate secrets, it is money. Learn Read more
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How Retirement Calculators Really Help You Know If You’re Ready to Retire
I’ll be honest, the first time I used a retirement calculator, I was hoping it would pat me on the head, tell me I was doing great, and confirm that I could retire immediately and live happily ever after. Instead, it gave me a number that made me blink twice and check if I had Read more
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How Practicing Gratitude in Retirement Can Quietly Change Your Life for the Better
When you first hear someone say, “Just be grateful,” do you have the same reaction most adults have? Maybe you roll your eyes and think, Great, another Hallmark card pretending to be life advice. Gratitude sounds nice, but also vague, passive, and slightly unrealistic, especially for people navigating retirement with all its surprises, financial worries, Read more