Category: Retirement Finance
Learn retirement financial strategies for success
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Inflation-Proof Your Retirement: Strategies for a Long Life
Remember when a cup of coffee cost fifty cents and a movie ticket was under two bucks? Yeah… me neither, at least not recently. Inflation has a sneaky way of creeping up over the years, so slow at first you barely notice, then suddenly your grocery bill looks like the national debt. This is how… Read more
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How Retirees Go Broke and How to Avoid It
When I was younger, I used to think that going broke in retirement was something that happened only if you’d never saved a dime. You know, the stereotypical person who lived it up in their twenties, spent their thirties borrowing money, and then wondered at sixty-five why the Social Security check wasn’t enough to cover… Read more
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7 Smart Ways to Create Passive Income After 60
I’ve got a confession to make, I used to think “passive income” meant I’d be sprawled in a hammock, sipping something with an umbrella in it, while my bank account magically grew on its own. Turns out, passive income usually isn’t quite that passive, at least not in the beginning. Yes, that is the goal… Read more
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How to Protect Your Retirement Savings from a Market Crash
If you’ve ever been on a roller coaster, you know that slow climb to the top is kind of fun, until the bottom drops out. That’s exactly how the stock market feels sometimes. You’re cruising along, enjoying steady gains, maybe even feeling a little smug about how your investments are doing. And then wham, the… Read more
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Ten Financial Truths Governments Don’t Want You to Know
I’ve lived through recessions, booms, crashes, inflation spikes, and a few government shutdowns. And if there’s one thing I’ve learned, it’s this: not everything we’re told about money — especially by those in charge, paints the full picture. Now, I’m not saying there’s a smoke-filled room somewhere where politicians plot to trick retirees. (Though if… Read more
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Urgent Financial Facts Every Retiree Needs to Know
After decades of working, saving, and squinting at spreadsheets, I finally retired. My mortgage was paid off, my nest egg looked solid, and I had visions of stress-free days spent traveling, golfing, or just dozing off to the soft hum of a ceiling fan. What could go wrong? As it turns out… quite a bit,… Read more
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Why Bitcoin Could Be a Valuable Investment for Retirees
If you’re retired or approaching retirement, the world of investing can sometimes feel like navigating a maze blindfolded—especially when it comes to newer, flashier assets like Bitcoin. I get it. Between traditional stocks, bonds, and mutual funds, tossing in something called “cryptocurrency” might sound like jumping off a financial cliff with a jetpack strapped on… Read more
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Bonds 101 for Retirees: Income, Stability, and Peace of Mind
When I first started paying attention to bonds, I’ll be honest—I thought they were the oatmeal of the investment world. Bland, safe, and kind of boring if you ask me. Give me the sizzle of a good stock pick, I used to say! But as I approached retirement and that long-awaited day arrived when I… Read more
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Retirement Life Hacks: How to Save Time and Money Without Clipping Coupons
When I first stepped into retirement, I thought I’d just relax, maybe sip some lemonade on the porch while the savings account magically stretched itself out like it had an elastic waistband. Spoiler alert: it doesn’t. That realization prompted me to get creative. I wasn’t ready to live off stale crackers and warm tap water… Read more
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Reasons to Break Up with Debt Before Retirement
I still remember the day I realized my relationship with debt had to end. We had a long history together, credit cards, car loans, even a flirtation with a second mortgage. But as I edged closer to retirement, it hit me like a forgotten gym membership fee: I couldn’t afford to keep dragging that baggage… Read more