Latest Posts
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The 4% Rule Explained: How to Safely Withdraw Retirement Income Without Running Out of Money
Retirement can be an exciting time, but it also comes with a big question: how do I make sure my savings last? It’s scary enough that we don’t understand all of the machinations of how our economy works, right? Thats where the four percent rule comes in. It’s one of the most widely discussed strategies…
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How to Earn Extra Income in Retirement: Smart Strategies for Financial Freedom
Retirement is supposed to be a time of relaxation and enjoyment, but for many, it also comes with financial concerns. Even with a solid retirement income, unexpected expenses, inflation, or simply the desire for more financial security can make earning extra retirement money a smart choice. Whether you need to supplement your savings or just…
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Downsizing in Retirement: Is It the Right Move for You?
Downsizing in retirement is a big decision, and it’s not always an easy one. After years of building a home and filling it with memories, the thought of moving to a smaller space can be overwhelming. But it can also be liberating—lower expenses, less maintenance, and even a fresh start in a new location. Don’t…
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Staying Healthy and Active in Retirement: Great Tips for a Long, Vibrant Life
Retirement is an exciting phase of life, one where I have ample time to focus on my health and well-being. As I settle in, I find that an active and healthy lifestyle needs to be planned similarly to other aspects retirement planning does. When you retire, you have the time to focus on your health.…
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Finding Motivation in Retirement: How to Stay Inspired Every Day
Retirement is supposed to be a time of freedom, relaxation, and enjoyment. After decades of working hard, I finally had the time to do whatever I wanted. But once the initial excitement faded, I found myself struggling with something unexpected: motivation. Without the structure of work, my days started feeling empty, and I realized I…
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Preparing for a Recession: Financial Survival Guide for Retirees
As a retiree, I’ve often found myself pondering how economic downturns might impact my financial well-being. Lately, after watching some financial news and listening to the experts, it’s become clear that we may be headed for a downturn very soon in this country. While recessions are a natural part of economic cycles, they can pose…
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Are you a workaholic? Retirement will not be an easy transition
Most people I know can’t wait to retire – the ones that haven’t already retired, that is. But there are some that refuse to even consider letting go of their career, working many years longer than their spouses and friends. We call these people workaholics, usually. Is that a bad thing? After all, if you’re…
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Essential Retirement Financial Planning Checklist – Guide to More Money
Retirement is a significant life milestone that requires careful financial planning. Ensuring financial security in your “golden years” means understanding savings strategies, investment options, and smart budgeting techniques. Whether you’re approaching retirement or still have years ahead, creating a solid financial plan will allow you to maintain your desired lifestyle without financial stress. The sooner…
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Retirement – The Unexpected Benefits of Aging: Learn the truth
It’s been said that aging is one of the most difficult and scary times of peoples lives, mostly because it’s an unknown and we humans are always scared of the unknown. However, it doesn’t have to be that way, and in fact many retirees find that there is a certain amount of freedom that comes…