Latest Posts
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Retirement Finance Secrets: Finding Financial Opportunities in a Recession
I know what you’re thinking, “in a recession? That sounds like a financial disaster, not an opportunity!” And trust me, I get it. When the economy starts to wobble like a toddler learning to walk, it’s natural to feel a little nervous about your retirement savings. But here’s the thing: recessions, while nerve-wracking, can actually…
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Healthy Aging Secrets in Retirement: How to Stay Sharp Forever
Retirement is a funny thing sometimes. One day, I’m dreaming about all the free time I’ll have, and the next, I’m wondering how I ever managed to get everything done when I was still working. It’s a new chapter, one that’s supposed to be filled with relaxation, hobbies, and maybe even a little adventure. But…
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Estate Planning in Retirement: Protecting Your Legacy Matters
Ah, estate planning. Not exactly the most thrilling topic to chat about over a cup of coffee, but trust me—this is one conversation you’ll be glad you had. I like to think of it as the final act in the great play of life, and if you don’t direct it properly, you might end up…
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Scary times ahead for retirees – this won’t last forever
If you follow the news lately, which I don’t really recommend by the way, you know there are lot’s of bad things happening in the world. Not just in the US but all over the world, Europe included. The worst of it is probably the instability of our financial system and the possibility of a…
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The 4% Rule Explained: How to Safely Withdraw Retirement Income Without Running Out of Money
Retirement can be an exciting time, but it also comes with a big question: how do I make sure my savings last? It’s scary enough that we don’t understand all of the machinations of how our economy works, right? Thats where the four percent rule comes in. It’s one of the most widely discussed strategies…
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How to Earn Extra Income in Retirement: Smart Strategies for Financial Freedom
Retirement is supposed to be a time of relaxation and enjoyment, but for many, it also comes with financial concerns. Even with a solid retirement income, unexpected expenses, inflation, or simply the desire for more financial security can make earning extra retirement money a smart choice. Whether you need to supplement your savings or just…
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Downsizing in Retirement: Is It the Right Move for You?
Downsizing in retirement is a big decision, and it’s not always an easy one. After years of building a home and filling it with memories, the thought of moving to a smaller space can be overwhelming. But it can also be liberating—lower expenses, less maintenance, and even a fresh start in a new location. Don’t…
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Staying Healthy and Active in Retirement: Great Tips for a Long, Vibrant Life
Retirement is an exciting phase of life, one where I have ample time to focus on my health and well-being. As I settle in, I find that an active and healthy lifestyle needs to be planned similarly to other aspects retirement planning does. When you retire, you have the time to focus on your health.…
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Finding Motivation in Retirement: How to Stay Inspired Every Day
Retirement is supposed to be a time of freedom, relaxation, and enjoyment. After decades of working hard, I finally had the time to do whatever I wanted. But once the initial excitement faded, I found myself struggling with something unexpected: motivation. Without the structure of work, my days started feeling empty, and I realized I…
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Preparing for a Recession: Financial Survival Guide for Retirees
As a retiree, I’ve often found myself pondering how economic downturns might impact my financial well-being. Lately, after watching some financial news and listening to the experts, it’s become clear that we may be headed for a downturn very soon in this country. While recessions are a natural part of economic cycles, they can pose…
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Are you a workaholic? Retirement will not be an easy transition
Most people I know can’t wait to retire – the ones that haven’t already retired, that is. But there are some that refuse to even consider letting go of their career, working many years longer than their spouses and friends. We call these people workaholics, usually. Is that a bad thing? After all, if you’re…
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Essential Retirement Financial Planning Checklist – Guide to More Money
Retirement is a significant life milestone that requires careful financial planning. Ensuring financial security in your “golden years” means understanding savings strategies, investment options, and smart budgeting techniques. Whether you’re approaching retirement or still have years ahead, creating a solid financial plan will allow you to maintain your desired lifestyle without financial stress. The sooner…
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Retirement – The Unexpected Benefits of Aging: Learn the truth
It’s been said that aging is one of the most difficult and scary times of peoples lives, mostly because it’s an unknown and we humans are always scared of the unknown. However, it doesn’t have to be that way, and in fact many retirees find that there is a certain amount of freedom that comes…
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Retirement – The hard truth about finances and having enough
The question on everyone’s mind when they are looking into retirement, is “do I have enough money”? This question troubles many people, including myself, for some time. But worrying about the problem does nothing to alleviate it, it just adds to the stress in your life and probably adds some grey hair to your head…
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How to Reinvent Yourself After Retirement
Reinventing Yourself After Retirement: A New Chapter, A New You Retirement is often seen as the grand finale—the long-awaited golden years of rest and relaxation. But for many, it can also bring uncertainty, boredom, or even a sense of loss. The structure of a career, the social connections made at work, and the daily sense…
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The Biggest Regrets Retired People Have (and how to avoid them)
Retirement is often seen as the golden phase of life, where people finally get to relax and enjoy the fruits of their labor. However, for many retirees, it’s also a time of reflection—and for some, regret. As they look back on their lives, they identify missed opportunities, decisions they wish they had made differently, and…
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Retirement travel – you know you want to have fun!
It sounds almost cliché to most people, that once you retire the first thing you have in mind is to “travel the world”! Well, there is probably a reason for that – most folks spend their entire lives living and working in the same place, never really experiencing the joy of travelling to other countries…
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Achieving Greater Happiness in Retirement: A Comprehensive Guide
Retirement can be one of the most fulfilling phases of life, offering a newfound freedom to pursue passions, spend time with loved ones, and explore long-held interests. However, the transition to retirement can bring unexpected challenges, from loss of daily structure to questions of purpose. Achieving happiness in retirement requires planning and a proactive approach…
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Retirement conundrum – what to do when I retire?
Most people spend their entire lives making money, which of course is needed to survive and have the things we want in life such as a house, nice car, etc. and to pay for raising our kids. But the entire time we are working, our minds are occupied with the thought of the next…
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Legacy in relation to retirement – how to achieve it
Have you ever thought about what your legacy would be when you die? I know, that sounds a bit like a morbid question to ask a total stranger, right? But seriously, most of us go through life for the most part trying to survive and take care of ourselves and our families, but what…
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Find a hobby in retirement to beat the blues
When you hear the word hobby, what does it make you think of first? Maybe something like stamp collecting, scrapbooking, reading, things that most people do that are sedentary for the most part. Hey, nothing wrong with being sedentary sometimes, I like to kick back and relax as much as the next person! But after…
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Are you retiring before or after your spouse?
Another thing to consider is if you are married, or living together as a couple, have you thought about who might retire first? How does the other person feel about that? For most couples it isn’t practical or convenient to retire at the same time, or even the same year in most cases, unless you…
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Happiness in retirement – what does it really mean?
I would like to talk about something we can all relate to – happiness. It’s one of the things that we all know when we see or feel it, but trying to describe it is very tricky! What makes you happy? The definition most people have of happy is something similar to “having mostly positive…
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Retire earlier if you have health issues – maximize your time!
There are many things to consider when you want to decide when to retire, but one of the most important considerations is your health. When we are healthy and everything is going fine in our lives, there is nothing further from our mind than continuing to live our lives the way we always have. However,…
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Retirement reasons – are there reasons for not wanting to retire?
Are there reasons for not wanting to retire? Yes! Maybe most of us simply assume that everyone really, really wants to retire as soon as possible, right? I always thought that was just the way things were. However, I’m finding out that there are people out in the world who simply love their careers so…
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How to maximize your money in retirement
How can I maximize the money I have? Very carefully, of course! There are ways to make your money last much longer, and once you start to consider retiring it’s a foregone conclusion that you have to start doing exactly that. This is one of the hardest things to get used to for some folks,…
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Be bold in retirement – reinvent yourself for better life
Act your age? Why start now! There is no reason you can’t just reinvent yourself and change the way you look at the world. With so many changes in our world lately, we all need to explore new things, create new identities, new interests that we can find to make life more enjoyable. You can…
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Life and retirement – what a long, strange trip it’s been! With more to come, too
When we think about our lives being a long and almost unimaginable journey, it is almost overwhelming isn’t it? The year I turned 65 I just couldn’t believe that I had survived this long on the planet Earth, still intact (relatively) and mostly sane (some would debate that statement). But what will the future hold…
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Retirement – the perfect time to enjoy life to the fullest!
When we’re young, we don’t really have a filter on our thoughts about what we want to be when we grow up. I wanted at one time to be a professional tennis player, since that was what I felt passionate about in high school. Of course, the reality set in when I found out how…
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Is fear holding you back from retirement?
So, you have been working for about 40 years now, give or take a decade or so. Honestly, do you not want to retire at this point? Most people I’ve spoken to get a feeling of total freedom once they have retired, and freedom is the best feeling in the world from what I have…
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What is the sweet spot for your retirement? Money vs Time – the ultimate question
When you are considering when to retire, there is usually the typical question of “do I have enough money” – which is for almost everyone the most important question to ask. However, you should also be asking “how much time do I have left to do what I want”, which only you can answer based…
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Changing your mindset in retirement can mean everything
Embracing a Positive Mindset in Retirement: Pathways to Happiness Retirement marks a significant transition in life, moving from years of structured work to a phase of newfound freedom. This change, while liberating for some, can be daunting for others. Adopting a positive mindset is crucial for navigating this phase successfully and achieving happiness. Here are…
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What’s up with boomer bashing?
Hello, it’s me again! I wanted to reach out and discuss something that I have seen quite a bit of lately – boomer bashing. This is where the younger folks (obviously younger than retirees) are having quite a bit of fun with making fun of us “boomers” as they love to call us. Yes, I’m…