Retirement for Beginners

Author: eucmmmmy

  • Retirement Life Hacks: How to Save Time and Money Without Clipping Coupons

    eucmmmmy

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    When I first stepped into retirement, I thought I’d just relax, maybe sip some lemonade on the porch while the savings account magically stretched itself out like it had an elastic waistband. Spoiler alert: it doesn’t. That realization prompted me to get creative. I wasn’t ready to live off stale crackers and warm tap water Read more

  • Reasons to Break Up with Debt Before Retirement

    Reasons to Break Up with Debt Before Retirement

    eucmmmmy

    I still remember the day I realized my relationship with debt had to end. We had a long history together, credit cards, car loans, even a flirtation with a second mortgage. But as I edged closer to retirement, it hit me like a forgotten gym membership fee: I couldn’t afford to keep dragging that baggage Read more

  • Staying Mentally Active in Retirement – Leave the Comfort Zone

    eucmmmmy

    Let me confess something right off the bat: I used to think “getting out of your comfort zone” was a phrase reserved for motivational speakers, mountain climbers, and folks who willingly go on cruises with karaoke night. Me? I liked routine. Comfort. Predictability. I knew what time the mail came. I knew which grocery aisle Read more

  • Retiring Abroad? What You Need to Know About Taxes, Visas, and Healthcare

    eucmmmmy

    Retiring abroad is one of those ideas that seems as dreamy as it is daring. I remember the first time I seriously considered it. I was sitting in my backyard, sweating through another summer power bill and wondering if there was somewhere in the world where the utility costs were cheaper, the views were better, Read more

  • The Secrets to Staying Healthy in Retirement

    eucmmmmy

    I never thought I’d say this, but I kind of love getting older. Not just because I can now wear whatever clothing I like and call it “comfortable style,” but because with age comes the freedom to slow down—and finally focus on what really matters. And for me, staying healthy in retirement as long as Read more

  • How to Retire Early (Without Winning the Lottery)

    eucmmmmy

    I’ll admit it—when I first heard people talking about retiring early, I thought, “Sure, right after I invent a money tree.” But as it turns out, early retirement isn’t just for tech bros or eccentric millionaires. It’s something regular folks like me (and you) can actually pull off – with a little planning, a little Read more

  • How to invest like Warren Buffett in retirement

    eucmmmmy

    Investing like Warren Buffett in retirement? Now there’s a goal that sounds both wise and delightfully ambitious—like deciding to get into shape, but by walking briskly to the donut shop. I’ve always admired the way Buffett makes investing seem less like a Wall Street gamble and more like a thoughtful stroll through a library of Read more

  • Classic Retirement Talking Points That Keep You Laughing

    eucmmmmy

    I’ve been retired long enough now that I can confidently say two things: First, I no longer know what day it is, and second, I don’t particularly care. Retirement has this funny way of messing with your internal calendar, and honestly, I’ve never been happier to be confused between Wednesday and Saturday. They both feel Read more

  • Retirement Tips for the Golden Years: How Loneliness Affects Health

    eucmmmmy

    I’ll admit, when I first retired and my nest emptied, I thought: “Finally, peace and quiet!” But after a few weeks, I realized something was off. Without the usual chatter at, I actually felt a little bit lonely. It surprised me to learn that loneliness isn’t just a sad emotion – it can be a Read more

  • What’s next – How to Rediscover Your Identity in Retirement

    eucmmmmy

    I remember the day I retired. Although there were no balloons, or the obligatory sheet cake with “Congratulations!” piped across it in blue frosting, it was due to my working from home for the past nearly ten years. I did, however, get a few heartfelt speeches, smiles, and some stories that had accumulated over the Read more