Author: eucmmmmy
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What Really Keeps You Up at Night in Retirement
You’d think after decades of early alarms, skipped lunches, and mind-numbing meetings, sleep would come easy in retirement. No more Monday morning chaos. No more commuting nightmares. And yet, here I am at 2:17 a.m., staring at the ceiling and wondering, did I leave the oven on in 2006? There’s something curious about the way Read more
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Boredom in Retirement – Learn to Overcome!
Nobody warned me about the empty Tuesdays. I had dreamed about retirement for years — freedom from alarm clocks, meetings, deadlines, and that one guy in accounting who microwaved fish in the break room. I pictured myself traveling, gardening, maybe taking up watercolor painting or finally reading all the books on my shelf that had Read more
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Never Stop Learning After Retiring – and Probably Live Longer
Many people think retirement is the end of learning. After all, you have spent decades juggling jobs, kids, taxes, and the occasional home repair disaster involving duct tape and prayer. I figured once I clocked out for good, I could finally relax, no more deadlines, no more instructions, and definitely no more pop quizzes. But Read more
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Ten Financial Truths Governments Don’t Want You to Know
I’ve lived through recessions, booms, crashes, inflation spikes, and a few government shutdowns. And if there’s one thing I’ve learned, it’s this: not everything we’re told about money — especially by those in charge, paints the full picture. Now, I’m not saying there’s a smoke-filled room somewhere where politicians plot to trick retirees. (Though if Read more
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The Best and Worst Parts of Getting Older
There’s something oddly liberating about getting older. Maybe it’s the way I no longer feel the need to impress anyone. Or the way I can wear short pants to dinner and nobody questions it. But getting older — especially in retirement — is a mixed bag. Some days I feel like I’ve got the whole Read more
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Urgent Financial Facts Every Retiree Needs to Know
After decades of working, saving, and squinting at spreadsheets, I finally retired. My mortgage was paid off, my nest egg looked solid, and I had visions of stress-free days spent traveling, golfing, or just dozing off to the soft hum of a ceiling fan. What could go wrong? As it turns out… quite a bit, Read more
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The Most Critical Planning Steps to Take Before Retiring
I still remember the day I officially retired. There wasn’t a marching band, no confetti cannon, not even a cupcake in sight. It was quiet, oddly anticlimactic—and yet, in a strange way, completely perfect. It felt like taking a deep breath after holding it in for forty years. Retirement didn’t hit me all at once. Read more
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Why Bitcoin Could Be a Valuable Investment for Retirees
If you’re retired or approaching retirement, the world of investing can sometimes feel like navigating a maze blindfolded—especially when it comes to newer, flashier assets like Bitcoin. I get it. Between traditional stocks, bonds, and mutual funds, tossing in something called “cryptocurrency” might sound like jumping off a financial cliff with a jetpack strapped on Read more
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Bonds 101 for Retirees: Income, Stability, and Peace of Mind
When I first started paying attention to bonds, I’ll be honest—I thought they were the oatmeal of the investment world. Bland, safe, and kind of boring if you ask me. Give me the sizzle of a good stock pick, I used to say! But as I approached retirement and that long-awaited day arrived when I Read more
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Retiring Abroad – What to Know About Becoming an Expat
I’ll admit it—I’ve had more than one daydream where I’m sipping espresso in a sunny European café, or wading into crystal-clear waters somewhere in Central America, all while leaving behind the piles of mail, insurance paperwork, and that ever-increasing grocery bill here in the States. After all, isn’t retirement supposed to be our chance to Read more